Hypertasking Moms - No Not Us!. Money Problems?.
What are you doing right now? Reading this article with a child on your lap, the television on, a load of clothes in the machine, supper on stove, another child doing homework, checking email, and ...
Or are you at work right now �½ reading this online while emailing your husband, talking with a co-worker, typing up a report, going thru a pile of paper, and waiting on hold on the phone?
The latest trend is a level of multitasking known as "hypertasking." It is the state in which you appear extraordinarily busy at all hours of the day but actually produce very little. (Trendwatching.com) Women often feel compelled to do it all.
Today, women play more roles than ever before: Wife, Mother, Teacher, Daughter, Businesswoman, Athlete �½ with each role encompassing its own long list of duties. During the course of a busy day how do women find time for the role of self, let alone a five-minute shower? This chance to re-charge is a key symptom of "hypertasking."
With the terms hypertasking and its predecessor multitasking coming from computer terms, we have to remember that we are human. Unlike a computer we need to shut down and re-charge. Research has found that our brains are not made to jump back and forth between a number of tasks. "Mommy brain" is not just in our imaginations. It is our brains reaction to all the things we are trying to do at once.
Studies have found that people can lose up to 40% of their productivity by doing too much at one time. Hypertasking is affecting everyone around us �½ from our extremely over scheduled children, to our work place, to our formally relaxed homes. We need to realize that while multitasking is beneficial in some cases hypertasking is going too far.
With our ever increasing to do lists, what can we do to eliminate hypertasking?
Awareness - Begin to pay attention to how often you have "Mommy Brain" - need to re-read, re-repeat or re-do something. Roughly time how long things are actually taking �½ does the time make sense? Become aware of how much is too much for you �½ some multitasking does work.
Focus - Many jobs are accomplished much quicker and easier if we focus in on them. Start with ten minutes and focus on the job at hand. Get one phone call made, one bathroom cleaned or one report completed. Once we see how much more we can get done by focusing we will find ways to increase the length of time we focus.
Prioritize - Carefully look at all the different roles you play in life and what is involved with each. Pick the most important pieces and focus upon these. Begin to let go of some things and delegate others. Remember that often saying yes to one thing means saying no to another.
Energize - We can all do more if we are feeling energized. Make sure to take care of yourself by getting enough sleep, eating well, exercising and doing something just for you.
In a time of &more is better,' often less is the key to success and sanity.
Tracy Lyn Moland, B. Ed, is a Mom Expert. From having written the best selling Mom Management, Managing Mom Before Everybody Else (tgot, 2003) to being a highly sought after consultant on the trillion dollar Mom Market, her advice and information has been featured in over 300 media outlets and to many conferences and corporations. For more information on Tracy Lyn's consulting or presentations please visit http://www.TracyLynMoland.com
Article Source: http://EzineArticles.com/
You're not alone. Many people face a financial crisis some time in their lives. Whether the crisis is caused by personal or family illness, the loss of a job, or overspending, it can seem overwhelming. But often, it can be overcome. Your financial situation doesn't have to go from bad to worse.
Have you considered preparing a budget?
The first step toward taking control of your financial situation, is to do a realistic assessment of how much money you earn and how much money you spend. Start by listing your income from all sources. Then, list your "fixed" expenses - those that are the same each month - like mortgage payments or rent, car payments, and insurance premiums. Next, list the expenses that vary - like entertainment, recreation, and clothing. Writing down all your expenses, even those that seem insignificant, is a helpful way to track your spending patterns, identify necessary expenses, and prioritize the rest. The goal is to make sure you can make ends meet on the basics: housing, food, health care, insurance, and education. Your public library and bookstores have information about budgeting and money management techniques.
In addition, computer software programs can be useful tools for developing and maintaining a budget, balancing your cheque book, and creating plans to save money and pay down your debt.
If your objective is to reduce interest rates and lower your monthly payments, avoid bankruptcy, consolidate your bills and have one monthly payment, or simply get out of debt the fastest way possible, then a debt consolidation loan could provide the answer.
Are you paying out too much every month for your credit cards, store cards and loans? Then why not replace them all with one, lower, convenient repayment through a consolidation loan?
Consolidation loans can give you a fresh start, allowing you to consolidate all of your loans into one - giving you one easy to manage payment, and in most cases, at a lower rate of interest.
Secured on your UK home, low cost, low rate, cheap, low interest debt consolidation loans can sweep away the pile of repayments to your credit and store cards, HP, loans and replace them with one, low cost, monthly payment - one calculated to be well within your means.
With a Debt Consolidation Loan you can borrow from �½5,000 to �½75,000 and up to 125% of your property value in some cases.
A UK Debt Consolidation Loan is a low cost loan secured on your UK home. It frees up the spare capital (or equity) in your home to repay your store card and other debts.
It can reduce BOTH your interest costs AND your monthly repayments, putting you back in control of your life.
Debt Consolidation Loan rates are variable, depending on status
Monthly repayments will depend on the amount borrowed and term.
You may freely reprint this article provided the author's biography remains intact:
John Mussi is the founder of Direct Online Loans who help UK homeowners find the best available loans via the http://www.directonlineloans.co.uk website.
Article Source: http://EzineArticles.com/
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